If the credit card starts with 62, it means that this credit card is a UnionPay RMB single currency credit card. With this card, the cardholder can settle the account through the settlement channel of UnionPay, and the account is recorded in RMB, and the cardholder can repay in RMB.
VISA card numbers mostly start with 4. VISA is one of the largest credit card organizations in the world, and cardholders can use this card to spend money in most countries and regions around the world.