Internet loan interest rates are high. The interest rate of credit cards is between 18 and 25, and the interest-free period of credit cards is also relatively long, which can alleviate the repayment pressure of users. The interest rates of online loan platforms are between 10 and 36, or even higher, and the interest rates of online loan platforms are The repayment method is also relatively cumbersome, requiring users to calculate the repayment amount and repayment time by themselves, so online loan interest rates are high.