1. Normal repayment date: November 1st to December 20th each year (for contracts with an expiration date of August 31st in the last year, repayment needs to be made before August 31st; finally A one-year contract with an expiration date of September 20th needs to be repaid before September 20th, the details are subject to the contract)

2. Early repayment date: generally every month (except November ), submit the application before the 15th (inclusive), the interest will be calculated until the 20th of the month, please repay before the 20th of the month; submit the application after the 16th, the interest will be calculated until the 20th of the next month, please repay before the 20th of the next month; others In special circumstances, the contract shall prevail.

3. Overdue repayment dates: January to October 1st to 20th, November 1st to December 20th. Overdue repayment can be made. (Interest for overdue repayment in November will be calculated until December 20)

4. Apply for early repayment: January to October, apply before the 15th, and the 20th of the month will be shown as the repayment date; apply after the 16th, The displayed repayment date is the 20th of the following month; if applied between October 16th and December 15th, the displayed repayment date is December 20th.

After submitting the application, the system will display relevant information, and repayment needs to be made through the designated Alipay account or UnionPay POS card before the deduction date. It is recommended to log in to the student online system at the beginning of the month following the deduction date displayed on the system to check whether the repayment was successful.