There are two ways to apply for home improvement by installment of BOC Credit Card, one is through credit application, the other is through guarantee application, and the two application conditions are different.

customers who apply for credit home improvement by stages must meet the following requirements: the credit limit is above 1, yuan, the credit card has been activated for more than half a year, and the credit status is good. Applicants for guaranteed home improvement by stages must meet the following requirements: the credit line is above 1, (inclusive), the credit standing is good, or the Bank of China is a loan customer or a wealth management customer.

from the above application conditions, it can be seen that the application conditions of BOC credit card home improvement by stages are actually quite simple, but what are the reasons for being rejected if it meets the application conditions?

1. The available balance of your credit card at that time was less than the total transaction amount of "installment payment".

2. It is also possible that the status of your guest film is abnormal, including frozen status, expired record or pre-sale account.

The reason for the failure of home improvement staging may be that there is an error in one of the many links. The above two are common reasons. You can call the Bank of China customer service hotline at 466-95566 for specific reasons of refusal.