1. The scope of funds spent on official cards mainly includes travel expenses, conference expenses, entertainment expenses and sporadic purchase expenses. Business cards have the common attributes of credit consumption and other common attributes of ordinary bank cards, and also have the unique attributes of financial management. It can combine the relevant requirements of financial management with the unique advantages of bank cards, and it is a new financial management tool and means.
Business cards, like other credit cards, allow cardholders to pay and settle accounts conveniently and quickly, and form relevant consumption information. In this sense, business card belongs to the category of bank card and is a modern payment and settlement tool.
2. Consumers with credit cards can go to specialized commercial service departments for shopping or consumption, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit. Its main function is to consume first and then repay.
Extended data:
You can transfer money through mobile banking, and there is no handling fee.
Domestic commercial banks have opened their own mobile banking, such as China Merchants Bank, to carry out three-year free activities of mobile banking transfer and remittance. Customers who register for mobile banking can handle the transfer and remittance business of China Merchants Bank in the same city, in different places, in the same city and in different places through the mobile banking of iPhone version, Android version, HTML webpage version or iPad bank, and can enjoy the preferential treatment of free transfer and remittance fees.
2065438+On February 25th, 2006, five banks of industry, agriculture, China, China Construction and Bank of Communications held a joint meeting on "Strengthening account management and promoting inclusive finance". The domestic RMB transfer and remittance handled by customers through mobile banking is free, and the domestic RMB online bank transfer and remittance for customers below 5,000 yuan is free, which reduces customer fees.
Baidu encyclopedia-business card
Baidu encyclopedia-credit card
Baidu Encyclopedia-Transfer