At the same time, you can try to borrow money from family and friends around you. First, pay off the overdue credit card as soon as possible, and then return the money to relatives and friends when you have money. In short, the sooner you owe money, the better.
If the court has ordered the customer to repay the loan as soon as possible, the customer must pay off the debt as soon as possible according to the court judgment. If the customer refuses to repay after the court decision, it is likely to be included in the list of untrustworthy people. In this way, their normal life and travel will be affected.
In fact, the bank will not sue easily, unless the customer fails to repay the credit card many times, the bank can't even contact anyone, and the amount owed is very large.
Article 54 of the Provisions on the Standards for Criminal Cases under the Jurisdiction of Public Security Organs [Credit Card Fraud (Article 196 of the Criminal Law)] If a person is suspected of credit card fraud, he shall file a case for prosecution under any of the following circumstances:
(1) Using forged credit cards, or using forged identity documents to defraud credit cards, or using invalid credit cards, or fraudulently using other people's credit cards to engage in fraudulent activities, with an amount of more than 5,000 yuan;
(2) Malicious overdraft, the amount of which is more than 1 10,000 yuan.
The term "malicious overdraft" as mentioned in this article refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and has not returned it for more than three months after being repeatedly urged by the issuing bank.
Malicious overdraft, the amount of which is more than 1 10,000 yuan but less than110,000 yuan, has been fully repaid before the public security organ files a case. If the circumstances are obviously minor, criminal responsibility may not be investigated according to law.