Failure to pay the minimum repayment amount within the time prescribed by the bank. There will be no credit record in other situations such as card cancellation, freezing, etc. It is recommended that you pay the remaining 5 installments on time. Card cancellation will not affect the repayment, and no credit record will be generated in the future. You can cancel the card after paying off the debt. That’s it.

How to cancel a transportation credit card:

Call the transportation credit card center and ask about cancellation related matters;

Just use the phone to cancel the credit card;

To cancel a credit card at the bank counter:

① Prepare your ID card;

② Pay off the balance;

③ Go to the bank counter and handle the cancellation business.

Note: If you need to use your credit card after canceling it, you can apply again.