Holders of Bank of Communications credit cards should all know about the "Red Star Five" activity of Bank of Communications: it is a cooperative activity between Bank of Communications and many businesses, and as long as credit card users spend in these businesses, there will be discounts or rewards. Therefore, the first operation of raising the amount is the five formulation of the most red star period. Let's see how it works.

1. On Friday, use the Bank of Communications credit card to go to offline special merchants or cooperative merchants of Bank of Communications, and spend 5- 10. The amount need not be too high, just about 100. Try to choose restaurants, department stores and large supermarkets, and they must be real consumption.

2. Attend four times a month and make up three consecutive orders at most, and your credit card will have a 99% chance of 2-5 withdrawals, which is especially suitable for black room cardholders with more than eight credit cards. As for the remaining 1%, Bian Xiao can only say that you are too unlucky.

3. The last thing to add is the issue of credit investigation. Needless to say, as we all know, it is useless after it expires. However, there have been too many inquiries recently, and the debt ratio of credit information is too high, which will affect the success rate of your withdrawal, so it is very necessary to shape a perfect credit information.

Second, the insufficient balance method

Banks encourage customers to spend more, and Bank of Communications is no exception. Moreover, Bank of Communications still has a certain over-limit quota for users to use in an emergency. Then the second operation of Bank of Communications is the method of withdrawing money due to insufficient balance. If the consumption exceeds the limit, the balance will be insufficient, which will stimulate the banking system and give us a successful withdrawal!

1, POS consumption balance is insufficient (best choice)

The best POS here is insufficient consumption balance of high-end merchants, followed by insufficient consumption balance of POS directly connected by Bank of Communications. It should be noted that because the current POS machine does not support self-selected merchants, it is best not to brush it on your own POS machine if the balance is insufficient.

2. The balance of online consumption brush is insufficient (try occasionally)

This technique has never been used by many card friends, but it occasionally works wonders. Suitable for e-commerce activities, such as double 1 1, 6 18, large-scale online shopping, and then choose credit card to pay for insufficient balance. It is very likely that the bank will directly raise the amount for you.

3. Insufficient balance of foreign currency consumption (special consumption)

Foreign currency itself is a special kind of consumption, but the demand for insufficient foreign currency consumption balance is more demanding. Generally, it is only valid if the POS machine actually swipes the card under the overseas line. Xiao would like to remind all card friends not to brush the so-called "overseas machine" in China. Nowadays, credit cards have chip positioning, which is very easy to be blocked, downgraded and stolen.

If you don't have the conditions to swipe your card abroad with insufficient balance, you can choose to spend real foreign currency online in China, which may not be as fast as offline swiping, but the cost and time are greatly saved, and as long as each bill has online foreign currency consumption of 1, it can still achieve the effect of 2-5 times growth!