Shang Zhen Platinum Card will be swiped more than 3 times (inclusive) within 90 days, and the annual fee for the first year will be exempted for each swipe of 88 yuan (inclusive), and the annual fee for the next year will be exempted for swiping 12 times (inclusive). 1. For example, you have a credit card now. Then activate. 2. Make at least 3 purchases with credit cards within 3 months after activation. At least buy 88 yuan every time. Or above 88 yuan. Then you can waive the annual fee this year. 2. For example, you have shopped at least 12 times this year. Then you can waive the annual fee for next year. This shopping is 12 times. There is no limit to the amount you can buy. You can shop at any price. (that is, within this year. You get this credit card. After activation. Shopping 3 times within 3 months after activation. Every time 88 yuan. You can waive the annual fee this year. Then brush it 9 times. You can waive the annual fee for next year. 3 +9 times = 12 times)