Canceling a CCB credit card over the phone will take effect after a 45-day risk period.

The 45-day risk period is mainly due to the fact that most credit cards are not debited in real time;

Especially for foreign countries, it often takes a long time to wait for online and offline card processing. Accounting, so you have to wait for a period of time after applying for card cancellation;

The card cannot be used during this period, but it has not been truly canceled;

If you have not applied for cancellation before The consumer bank that records the account can also charge corresponding expenditure fees from the cardholder during this period;

If the card is truly canceled after the 45-day risk period, the bank can no longer ask the cardholder to charge any fees.