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China Construction Bank automobile consumption loan interest rate

1. CCB's auto loan interest rate

fully developed

Generally, CCB's auto loan interest rate is implemented in accordance with the loan interest rate regulations of CCB, and the loan interest rate is basically as follows:

5.6% within 6 months (including 6 months)

6.6% within 6 months to 1 year (including 1 year)

1. If the purchased vehicle is a commercial vehicle, the loan amount shall not exceed 7% of the price of the purchased vehicle, of which the loan amount for commercial trucks shall not exceed 6% of the price of the purchased vehicle; If the purchased vehicle is a used car, the loan amount shall not exceed 5% of the price of the car purchased by the borrower, and the loan amount shall not exceed 2, yuan.

second, the interest rate of CCB's auto loan

Generally, the interest rate of CCB's auto loan is implemented according to the loan interest rate of CCB, and the loan interest rate is basically

5.6% within 6 months (including 6 months)

6 months to

1 year to 3 years (including 3 years) 6

3 years to 5 years (including 5 years). If the purchased vehicle is a commercial vehicle, the loan amount shall not exceed 7% of the price of the purchased vehicle, including 6% of the loan for commercial trucks; The vehicle purchased is more than 5% of the price of the car purchased by the borrower, and the loan amount does not exceed 2, yuan.

3. What is the interest rate of China Construction Bank's car purchase?

It is understood that the current CCB car loan interest rate has risen by about 5%-1% compared with the benchmark interest rate, which means that the 2-3 year CCB car loan interest rate is roughly 6.7%. If the car buyer chooses the car purchase business of CCB Longka by installment, the corresponding service fee for the 12th installment is 3.6%, and the service fee for the 24th installment is 7.2%.

First of all, China Construction Bank, as one of the four state-controlled banks, is a large banking group with branches all over the country. It is normal for different branches to have different car loan interest rates due to differences in relevant policies and forms of cooperation between car dealers. Secondly, there are many auto loan products launched by China Construction Bank. In addition to traditional bank loans and mortgage loans, credit card installment car purchase service is also launched, and the interest rate of auto loan is further reduced.

4. What is the interest rate of China Construction Bank in automobile mortgage?

The automobile mortgage interest rate of China Construction Bank is subject to the relevant national regulations. At present, the state stipulates that the automobile mortgage interest rate should fluctuate according to the national commercial loan benchmark interest rate. At present, the benchmark interest rate of commercial loans is 4.35% within one year, 4.75% from one to five years and 4.9% after five years. \ r \ nFor more information about the interest rate of China Construction Bank in automobile mortgage, go to: /ask/c5117f1615825276.html? Zd view more content