Credit card bills are generally issued before 24:00 on the billing day. The bank will calculate the cardholder's consumption records before the statement date on the statement date, but there is no specific time for issuing the statement.

Generally speaking, the time of repayment for consumption on the credit card statement date depends on the merchant's settlement time. Usually the merchant settles the bill on the second day after the cardholder's consumption, so the consumption on the credit card bill date will be accounted for. When entering the next bill, cardholders can enjoy the longest interest-free period. However, some merchants' settlement will be included in the current period's consumption if the credit card bill is settled in a timely manner on the same day.