What should I do if I don’t have an employer for a credit card?

The biggest obstacle to applying for a credit card is that you don’t have an employer. However, if you can prove to the bank that you do have financial strength and there is no problem with your credit, you can still get it. Chances are you can get a credit card.

1. Provide proof of financial resources

Banks are more likely to recognize real estate certificates, vehicle driving licenses, deposit receipts, financial management certificates or social security deposits by oneself.

Even if you are temporarily unemployed, but you have fixed assets to protect you, even if you have no money to repay, the bank can still ask for an auction of your assets.

2. Apply with a card

This is a quick way to apply for a card. As long as you hold a high-limit credit card from another bank and use it normally, you can prove it. You actually have the ability to repay.

Choose a bank that supports card application, such as Bank of China, Bank of Communications, Shanghai Pudong Development Bank, Ping An, etc.

If you don’t have an employer, it’s easy for your card to be rejected. So, in order to avoid bank rejection, it’s best to choose some credit card products that are easy to pass.

For example, new bank credit cards and low-level credit cards. For example, Ping An You Card, Bank of Communications Y-POWER Card, Pudong Development Youth Card, GF True Love Card, CITIC Yan Card, etc.