Credit card limit is evaluated from a comprehensive dimension, and credit is only an important factor, but it is not a decisive factor. In addition to credit, this comprehensive dimension also includes the following points:

1, assets

Assets prove your strength and reliability. If the bank only has running water and only proves stable income, if it can also provide wealth management products, then the bank will be more at ease.

Step 2 work

Friends who handle cards know that if you want to handle a large credit card, the easiest and quickest way is to enter a state-owned enterprise or a fortune 500 enterprise, and you can make a lot of money with great probability. As long as you have been on the job for a long time and your income is stable, the bank is not stingy.

3. Income

Banks with stable jobs like it, and banks with high incomes prefer it. It is also easy to apply for a big card by providing proof of assets to the bank. The so-called credit card limit is under the influence of income.