Take China Construction Bank as an example, no.

The conditions for applying for a credit card are natural persons who have full capacity for civil conduct, are over 18 years old and under 70 years old, have a stable career and income, have good credit status, and have the ability to repay principal and interest on time. Dragon Card Credit Card Personal Card Master Card.

If you are an applicant with local household registration, you need to provide a copy of your ID card, proof of income or personal assets, or professional and technical proof (such as a copy of a professional qualification certificate assessed or recognized by the national authority, including a certified public accountant, Certified auditor, lawyer license, etc.).

If you are an applicant with non-local household registration, in addition to the above materials, you also need to provide proof of stability (such as local real estate certificate, copy of comprehensive social insurance statement (more than 6 months), academic qualifications proof, etc.).

The above are the application conditions for applying for a credit card. There is no car mortgage, so you cannot apply for a credit card with a car mortgage.

Extended information:

Applicants applying for Dragon Card credit cards must agree to abide by these Terms, fill in the application form correctly and completely, provide relevant supporting materials required by the Bank, and submit it to the Bank for review . Applicants are responsible for the content filled in the application form and the authenticity of supporting materials.

China Construction Bank will review the applicant’s credit status based on the application form and supporting materials submitted by the applicant. China Construction Bank may also require the applicant to provide a guarantor guarantee, mortgage guarantee, pledge guarantee or deposit a certain amount of deposit.

China Construction Bank-Credit Card Application Conditions