Advantages and disadvantages of bank tellers

Advantages and disadvantages of bank tellers. We know that there are advantages and disadvantages in working in the workplace. This is true for every industry. So what are the relevant advantages and disadvantages of working in a bank? Let’s take a look at the advantages and disadvantages of bank tellers.

Advantages and Disadvantages of Bank Tellers 1

Regarding the issue of remuneration.

Bank salaries are generally divided into basic salary and performance salary. The basic salary is earned when you come to work on time, while performance salary depends on your own performance. Performance includes many small indicators, such as deposits and financial management. , credit card, debit card, insurance, etc. As long as you work hard, your income will not let you down. Colleagues, banks pay five insurances and one housing fund, of which the standard for one housing fund is basically more than ten percent, ranking first among various industries. There are usually various subsidies of various sizes during major holidays. As for the specific annual income, it varies according to the actual situation of each place, but it is still at the forefront of major local industries.

Regarding bank holidays.

There may not be a fixed weekend break when working in a bank, but rotational breaks depending on the actual situation, but you can also take at least 1-2 days a week or 5 days off every two weeks. However, you may have to work during major holidays. It will be even more miserable if you work on New Year's Eve. Besides, apart from marriage leave and maternity leave, half of them cannot have long holidays, so students who like to travel or are unable to go to work can only take leave with others. Or took a leave of absence.

Questions about banking tasks.

With the development and growth of the banking industry, competition among banks has become increasingly fierce, especially at the end of the quarter or the end of the year. Everyone in the banking system has a deposit task, and the task means salary. Big banks started taking deposits. A tug of war. If you are a newbie and can't get deposits, you don't have to worry. Even if you don't have enough customer resources and the deposits haven't been completed, it doesn't matter. You can get as much as you want, as long as you work hard. As you continue to become more proficient at your work, your social circle continues to expand, and your network of contacts will become wider and wider, then deposits will not be a big problem.

How to deal with wrong accounts or short payments.

The bank has corresponding vouchers for every business. If you have a short payment, you have to check your business vouchers and check them over and over again against the surveillance video of the day. Until found. If unfortunately you don't find it, you may have to pay out of pocket. If a wrong account occurs, you can contact the customer and recover the wrong amount; if the customer does not cooperate, you have to erase the account or apply to freeze the wrong account of the customer's funds. The result of this is that you have to pay a certain fine. , so you must be careful when working at the front desk of the bank.

What about the future?

Gold shines wherever you go. As long as you do well, you will be greatly improved sooner or later. Moreover, banks are facing an increasingly aging population, and new employees entering the industry are particularly promising.

Advantages and disadvantages of bank tellers 2

According to specific work content, the functions of the bank business department are as follows:

1. Cashier: responsible for local and foreign currency exchange, company funds Receipt and payment, international card entry, etc.;

2. Accounting: company business, cash check transfer check recovery, company account inquiries, etc.;

3. Foreign currency: local and foreign currency exchange, foreign currency Overseas remittances, traveler's check recovery, etc.;

4. Joint banks: intra-city and long-distance remittance collection and payment, etc.

Connotated positions in the sales department: general teller, manager, account manager

Common interview questions for general tellers in the sales department

Basic question type: What type of talents do you think bank tellers need? /How do you understand this position? /What should you do if your job development space is limited?

Analysis question type: You are in the business hall. It’s past 4 o’clock (get off work at 5:30). There is a customer who is in a hurry to handle a very important business. As a result, there is a problem with the Bank of China’s system and there is no way to handle it. , you waited patiently with him until he got off work, but the system still couldn't handle it normally. You patiently explained to him, but the customer was still very angry and said he wanted to complain about your poor performance. How would you deal with it?

Common interview questions for sales department account managers

1. As an account manager, do you think it is more important to maintain old customers or develop new customers?

2. If an account manager has an old customer who says that the return rate of other banks' financial products is slightly higher than that of our Bank of China and wants to transfer funds to other banks, how do you retain the old customer?

3. Do you think the quality of financial products is more important or the personal quality of sales staff is more important.