It depends on how much you need to apply for a card, how much the installment fee is, and what your purpose is. If your purpose is to relieve the pressure of repayment, it is better to raise a card, because you have to pay it back in installments. You only need to pay the card, and the card company will pay you back all the money you owe, and will also help you brush it out several times to simulate real consumption, all of which have points, so that you not only ease the situation. If you originally wanted to raise the amount, staging will help, and the same effect will be achieved by raising the card. Please contact me if you have any questions.