The minimum monthly repayment is: Total transaction amount Total transaction amount*0.05*30=Minimum repayment.

The minimum credit card repayment interest is calculated based on the total transaction amount every month. The daily interest rate of a credit card is 0.5%, and compound interest is calculated monthly; and if you do not enjoy interest-free, the interest will be calculated from the day of consumption. For example, if the total transaction amount is 5,000 yuan and the loan is borrowed for 30 days, the minimum monthly repayment is 5,000 5,000. *0.05*30=5037.5 yuan.

A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It is in the form of a card with the name of the issuing bank, validity period, number, and holding period printed on the front. A card with cardholder's name and other information, and a magnetic stripe and signature strip on the back.