Current location - Trademark Inquiry Complete Network - Overdue credit card - What laws are violated by not informing you of the handling fee when applying for credit card installments?
What laws are violated by not informing you of the handling fee when applying for credit card installments?

Article 496 of the "People's Republic of China and Civil Code" stipulates: "Where standard clauses are used to conclude a contract, the party providing the standard clauses shall follow the principle of fairness to determine the rights and interests between the parties. obligations, and take reasonable measures to remind the other party of clauses that are of major interest to the other party such as exemption or reduction of liability, and explain the clauses according to the request of the other party. The party providing the standard clauses fails to perform the obligation to remind or explain, causing the other party to fail. If the other party fails to pay attention to or understand a clause that has a significant interest in it, the other party may claim that the clause does not become the content of the contract. "

"Consumer Rights and Interests Protection Law of the People's Republic of China" 26. Article 1 stipulates that operators shall not make unfair or unreasonable provisions for consumers by excluding or limiting consumers' rights, reducing or exempting operators from responsibilities, or increasing consumer responsibilities through standard terms, notices, statements, store notices, etc. No formal terms or technical means may be used to force transactions. If the format terms, notices, statements, store notices, etc. contain the contents listed in the preceding paragraph, their contents are invalid.