Many people think that since the repayment date of installment music is chosen by themselves, it should also be changed. In fact, this idea is wrong. It should be noted that once the repayment date is selected, the repayment date will be generated by the system and cannot be changed.

To apply for installment loan, the loan applicant must be at least 18 years old, have a stable income source, have a good personal credit status, have no overdue bad credit record and have no multi-head loan. The total number of loans of various lending institutions cannot exceed three. If the above requirements are met, the loan applicant can successfully borrow by installments.

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Introduction to the use of stage music:

If the loan applicant has a large number of credit records, loan approval or credit card approval, installment payment thinks that the applicant's cash flow is very tight and there is a great possibility of overdue repayment, and he is unwilling to pay a high amount.

In terms of loan interest rate, the minimum daily interest rate for installment loans is 0.03%, which translates into an annual interest rate of 10.8%, while the bank's one-year loan interest rate in 2020 is 4.35%. By comparison, we can see that the interest rate of installment payment is relatively high, which means that installment payment has enough profit margin to make up for the losses caused by loans overdue.

Xinhuanet-Under the campus loan ban, students can still get loans through staged music and fun shops.

People's Network-Staging Music Hand in Hand with Zhongan Insurance to Issue Off-site ABS