Any bank has both good and bad sides. We cannot generalize or overgeneralize. We must look at it rationally, divide it into two parts, and analyze the pros and cons. Industrial Bank is a formal bank. It was established in August 1988 with the approval of the State Council of the People's Republic of China and the People's Bank of China. Industrial Bank is the first joint-stock commercial bank in mainland China. Since its establishment, it has become one of the few national joint-stock commercial banks in the country and has been well received by all walks of life at home and abroad.

Advantages of Industrial Bank credit cards:

Saving money: Under normal circumstances, Industrial Bank credit cards are subject to annual fees, but Industrial Bank also provides preferential activity policies for annual fees. Industrial Bank credit cards applied for in the first year can enjoy the annual fee-free policy. In the first year, you can also waive the annual fee for the next year. As long as you swipe five times with an industrial credit card of any amount, you can save a lot of money on annual fees for free.

Large amounts: Customers generally do not choose small-amount Industrial Bank credit cards. The maximum limit of the Industrial Bank Credit Card Jinpu Card can reach 50,000 yuan, so there is no longer the trouble of low limit.

Points: Industrial Bank will provide customers with points for credit card consumption. Customers can obtain gifts through the corresponding points provided by Industrial Bank. After the card expires and the cardholder renews the card, the points will be automatically renewed.

Simplicity: The application process for an Industrial Bank credit card is very simple. There is no need to provide a guarantor or deposit. Industrial Bank can issue credit cards based on the applicant's personal credit situation.

Wideness: Industrial Bank credit cards can be used at special merchants with the UnionPay logo across the country, and can also be used to withdraw money from automated teller machines (ATMs) with the UnionPay logo across the country.

Security: To ensure the safety of customers’ card use, customers can enjoy security guarantees with zero risk of card damage.

Convenience: Customers do not have to travel around for repayment, and Industrial Bank’s credit card repayment business can also be realized across banks.

Quickness: Under normal circumstances, in order to avoid overdue repayment and customers make early repayments and transfers, Industrial Bank's bank cards can arrive in real time. :

Industrial Bank Credit Card Application Conditions

1. Aged between 18 and 60 years old. If you apply for an online credit card, you need to be between 22 and 60 years old;

2. Have full capacity for civil conduct;

3. The card applicant must be over 14 years old; < /p>

4. Good personal credit, preferably no overdue record;

5. Have stable income and job;

6. There is an Industrial Bank in the applicant's local area branch.

In addition, if the applicant can provide more financial proof, Industrial Bank will increase your credit card limit based on your financial situation.