Are the credit limits of IAKA Xingye Platinum Card and Gold Card only for the exclusive use?

The credit limit of many domestic banks’ credit cards is exclusive for the exclusive use of the so-called ** The exclusive limit means that all credit cards held by the same cardholder use the same limit. For example, if you have an Industrial Platinum Card and a Gold Card, the limit of the Platinum Card is 50,000, and the limit of the Gold Card is 20,000, then the maximum amount you can swipe the card is 50,000, not 70,000, and the total amount of 20,000 is** *used. Calculation method of available credit limit: credit limit (minus) the unpaid amount that has been debited (minus) the accumulated amount that has been used but not debited (equal to) the available limit. 1. Provide more financial proof documents, such as property ownership certificate, own car, employment and income certificate, etc.; 2. Swipe the card according to your own spending power. The more you swipe, the higher the possibility of increasing the limit. What is the general limit of Industrial Platinum Card

10,000-50,000

The credit card limit is determined based on the applicant’s financial situation and credit situation, and there are many factors to be considered, such as The customer’s job nature, education background, income, personal stability, personal social credit, usage of other financial products, etc. If you are not satisfied with your credit card limit, you can apply for a limit adjustment.

(1) Temporary limit increase

If you have large consumption needs in a short period of time, you can call the credit card customer service hotline to request a temporary limit increase. If you meet the bank's temporary limit increase, According to the conditions of the quota, the temporary quota adjustment can be realized within 24 hours. The temporary limit is valid for 30 days. After expiration, the credit limit will be automatically restored to the original limit.

(2) Long-term credit limit increase

When you need to increase your credit limit for a long time, you can call the credit card customer service hotline. The bank will process the permanent limit in a timely manner based on the cardholder's credit card status and credit standing. Requirements for limit adjustment:

1. Use credit cards frequently and win by the number of card swipes. In daily life, credit cards are used wherever they can be swiped for consumption. Frequent use will definitely help cardholders increase their credit limit as soon as possible.

2. Guarantee the amount of credit card consumption every month. It is best to generate consumption records with a total credit card limit of more than 30 yuan every month. If you persist for more than half a year, the bank system will easily recognize the cardholder's spending power and actively invite the cardholder to increase the credit limit of the credit card.

3. Make sure that credit card payments can be repaid in full and on time. This is very important for credit card holders who want to increase their limit. If you cannot repay in full and on time, resulting in a bad credit card repayment record, it will not only affect the cardholder's personal credit report, but also greatly extend the time it takes for the credit card to increase its credit limit.

4. Enrich the consumption types of credit cards. Different consumption types will reflect the different consumption concepts and spending abilities of cardholders, which will also affect the progress of credit card limit increases to a certain extent. Within the scope of your ability, increase the opportunities for large-scale purchases on credit cards, thereby promoting the increase of credit card limits as soon as possible.

Do Industrial Platinum Credit Cards and Industrial Gas Credit Cards have the same credit limit?

The so-called "enjoyed credit limit" refers to the same limit as the credit card holder of the same card holder. Compared with Yongxingye Platinum Card, Gold Card, Platinum Card, the limit is 50,000, the Gold Card has a limit of 20,000, the higher amount is 57,000, the amount of 20,000 is used ***

Calculated using the credit limit: the credit limit (deduction) has not been Clear the accounted amount (minus) the used unaccounted accumulated amount (equal to) the usage limit

1. Provide more financial proof documents such as real estate certificate, car, employment and income certificate, etc.; 2. Swipe the card according to your own spending power and increase the credit limit to improve your performance. What is the credit limit of the Xingye Credit Card Platinum Card

Everyone’s credit limit is different. The credit card limit is a comprehensive score given by the bank based on the information submitted by the applicant. The reference items include age, gender, work unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc. One score range corresponds to one result, from never approved to Approval of cards from low limit to high limit. After using the credit card for a period of time, you can also apply to increase the limit. What is the maximum limit for Gold Card and Platinum Card?

1. If it is a China Merchants Bank credit card, the limit will be comprehensively assessed based on the information attached when you applied and your specific situation during the initial review. Please refer to the review results for the specific limit. The credit limit (fixed limit) of our bank's credit card starts from ￥1,000 yuan or the equivalent in US dollars, and the upper limit is ￥50,000 yuan or the equivalent in US dollars. Under normal circumstances, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan.

2. The limit of the Platinum Card is generally a fixed limit of ￥50,000 yuan plus a temporary limit that is actively adjusted for you every month. At that time, you can use the two parts of the credit card for consumption. The amount added. If the card is not divided into gold and ordinary cards, or if you had a gold card before but canceled it and left a regular card, the limit is between 1,000-50,000 yuan. What is the limit of the Industrial Bank Platinum Card?

1. The limit of the Industrial Bank Platinum Card: The minimum limit for the Industrial Bank Platinum Card is 30,000,

The limit for the Industrial Bank Platinum Card is 150,000,

30,000 for car platinum card,

30,000 for airline platinum card,

15,000 for other categories.

2. Application conditions for Industrial Bank Platinum Card:

(1) Applicant qualifications: Applicants must be over 18 years old, have full capacity for civil conduct, have legal and stable sources of income, and have good credit standing Any good individual can apply for a personal credit card master card from our card issuer with his or her valid identity document.

(2) Bank platinum cards have stricter requirements. To apply for the Industrial Bank Platinum Card, you must own a house and a car. Among them, the value of the car is more than 250,000, and the real estate is more than 75 square meters. The limit is above 30,000, which is determined based on your bank assets.

3. Information required for application:

(1) Identity documents

1. Domestic residents: Copy of ID card or temporary ID card (new version of identity card) The ID card must be copied from both sides, and the printout from the ID card reader is not allowed to be used as an identity document), or the original or copy of the household registration certificate issued by the public security organ.

2. Overseas persons: a copy of the passport. People from Hong Kong and Macao must provide a copy of the Mainland Travel Permit for Hong Kong and Macao residents. Taiwanese people must provide a copy of the Mainland Travel Permit for Taiwan residents.

(2) Work certification documents

1. Copy of work permit or work identification card;

2. Original work certificate stamped with the official seal of the unit;

p>

3. A copy of the labor contract within the validity period;

4. The customer's name and work unit name can be displayed, and the displayed work unit is consistent with the customer's actual work unit for social security, pension, and housing Provident fund and unemployment insurance payment information page.

(3) Income certification documents

1. Copies of personal income tax withholding certificates for the past three consecutive months;

2. For the past three consecutive months, Copy of confidential salary slip;

3. Copy of payroll account transactions or passbook for the past three consecutive months;

4. Original income certificate stamped with the official seal of the unit ;

5. The social security, pension, housing provident fund, and unemployment insurance payment information page can display the customer's name and payment base standard to reflect the customer's monthly income.

(4) Documents proving financial resources

1. A copy of the commercial housing property certificate or a copy of the purchase contract in my name;

2. A copy of the vehicle driving license, a copy of the motor vehicle registration form, a copy of the insurance company's auto insurance policy, any one of the three.

The credit limit refers to the maximum limit that a credit card can use for recurring overdrafts. It is exclusive for RMB and foreign currencies, for principal and supplementary cards, and for all credit cards under your name. Your initial credit limit can be checked through the card letter mailed with the card. In addition, you can also check the credit limit through the following methods:

1. Check through the real-name registration on the credit card website.

2. Go to the "Account Inquiry Service" on the homepage of our bank's website and select "Credit Card Inquiry" to handle the inquiry.

3. Make inquiries through personal online banking on our bank’s website.

4. Edit the text message "313# the last four digits of the card number or CCED# the last four digits of the card number" and send 95561 for query.

5. Follow "Industrial Bank" on WeChat, bind your credit card and make inquiries.

6. Use your credit card to inquire at our bank’s self-service terminal. Is the limit of Pufa Zunshang Platinum Card and Geely Platinum Card exclusive?

Yes, it is exclusive. The limit and amount that the bank will give you a personal rating are so many. If you apply for multiple cards, why? It's useless. If you open all the cards, you will have to pay the annual card fee. It is recommended that if you don't use it, it will be more cost-effective to use the card. Upgrading Industrial Bank Gold Card to Platinum Card. Can the credit limit be increased?

Generally, it can be increased. It is best to apply for a platinum card under temporary circumstances. That way the likelihood is higher. I have both Pudong Development Bank’s new gold card and platinum card. Can I use the same credit limit?

If I apply for two different types of cards in a short period of time, the credit limit is basically the same. . . . So your simple white money amount is basically still 11K