How to apply for CCB home improvement cash loan? Home improvement cash loan is a "direct customer-style" home improvement installment product of China Construction Bank's Longka credit card for customers with home decoration needs. For this business, the applicant (which can be a real estate in the name of the customer or his/her spouse, parents, or children) applies to China Construction Bank. After approval by China Construction Bank, the applicant will be given a special credit card home improvement limit, and the staff of China Construction Bank will During the completion stage of water and electricity installation and the completion stage of floor and wall decoration, there will be two on-site inspections and photo verifications. After the applicant provides proof of funds paid for part of the home decoration, China Construction Bank will apply for the special credit card limit of the customer in two stages according to the above stages. The funds will be transferred to the RMB settlement account of China Construction Bank in the name of the applicant.

How about CCB’s home improvement cash loan? According to reports, China Construction Bank’s home improvement cash loan installment period is flexible. Applicants can flexibly choose 6 months, 12 months, 18 months, 24 months, and 36 months to repay the loan according to their repayment ability, which can help customers ease their financial problems. pressure. In addition, the exclusive installment limit does not affect the normal limit of credit card consumption, which can effectively alleviate a series of financial pressures such as renovating a new home and purchasing furniture after taking out a loan. It also brings new concepts of financial management and makes it easy to realize the dream of "home".