There are two main ways to cancel an Agricultural Bank of China credit card account: telephone cancellation and branch cancellation. Both methods need to meet some prerequisites. First, the credit card account must have no outstanding balances and deposits, and no outstanding additional fees, such as annual fees. Next, let us learn more about these two cancellation methods:

1. **Telephone cancellation**: Call the Agricultural Bank of China credit card customer service hotline 4006695599, and the customer service staff will assist you in completing the account cancellation application at no additional cost. . But make sure you have the card with you when canceling the card over the phone, and that the credit card status is pre-cancelled. You must go to the counter to process the balance within 45 days.

2. **Outlet cancellation**: Bring your ID card and credit card and go to any Agricultural Bank of China branch in person to complete the cancellation procedure. Remember to make it clear that you want to cancel the card when applying to avoid changing your mind midway.

Before canceling your account, please note that the bank will proactively contact you two months before the card expires, and you must notify you in advance if you no longer use it. Lost cards can only be canceled at the counter. If there is any debt within 45 days after the card is canceled, the cardholder will still be responsible. If there is no outstanding balance within 45 days after canceling the card, the system will automatically cancel the account.

After closing your account, remember to cut off the magnetic strip to ensure the safety of the card. Please contact customer service 46 days after canceling the account to confirm whether it was successful.

Finally, when the account is closed, the points will be calculated into customer-level points according to the rules. If the redemption conditions are met, other accounts can be used for redemption or consumption. If you want to cancel your account, make sure the account is settled and apply through the 24-hour customer service hotline 4006695599 or the VIP hotline 4006195599. The specific number varies depending on the region.

During the account cancellation process, be sure to pay attention to the credit card balance and process it in a timely manner to avoid additional charges, and ensure that the outstanding balance has been paid off in full to avoid affecting your credit record.