Legal basis: Paragraph 3 of Article 28 of the Measures for the Administration of Bank Card Business. Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.
Article 5 of the Interpretation of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Impairment of Credit Card Management uses forged credit cards, credit cards fraudulently obtained with false identification, invalid credit cards or credit cards fraudulently used by others, and the amount is more than 5,000 yuan but less than 50,000 yuan, which shall be deemed as "a large amount" as stipulated in Article 196 of the Criminal Law; If the amount is more than 50,000 yuan but less than 500,000 yuan, it shall be deemed as "a huge amount" as stipulated in Article 196 of the Criminal Law; If the amount is more than 500,000 yuan, it shall be deemed as "extremely huge amount" as stipulated in Article 196 of the Criminal Law. The term "fraudulently using another person's credit card" as mentioned in Item 3 of Paragraph 1 of Article 196 of the Criminal Law includes the following situations: (1) Picking up another person's credit card and using it; (2) defrauding others of their credit cards and using them; (three) stealing, buying, defrauding or other illegal means to obtain other people's credit card information and use it through the Internet, communication terminals, etc. ; (four) other circumstances of fraudulent use of other people's credit cards.