no. According to the official official website of China Everbright Bank, credit purchase is not a credit card, but an exclusive credit service provided by banks and other financial institutions. Credit purchase and flower shop are both regular consumer credit services provided by licensed financial institutions, while credit cards are special cards that can provide credit certificates for cardholders, and cardholders can shop, consume or enjoy specific services with them. Therefore, credit purchase of China Everbright Bank is not a credit card.