If the credit card overdraft cannot be repaid, you may be sentenced.

That is, if the overdraft amount exceeds 10,000 yuan and is collected twice by the bank and has not been repaid for more than three months, it may constitute a crime of credit card fraud and will be sentenced.

If the overdraft amount is less than 10,000 yuan, you will not be sentenced. However, if a bank sues to the court and is able to perform but refuses to perform after the court's judgment, it may be found guilty of refusing to execute the judgment.