UnionPay has more than 2,000 POS machines in Thailand, distributed in Bangkok, Chiang Mai, Phuket, Pattaya and other places. UnionPay credit cards can be swiped, and more than 8,000 ATMs such as KasikornBank, TMB Military Bank and SCIB Bank in Thailand can directly withdraw Thai baht with UnionPay cards. It is suggested to withdraw cash from the ATM of Thailand Taihua Farmers Bank. The service of this bank is very good. The ATM has an all-Chinese interface, and its logo color is green. \ Tip: 1, debit card (credit card) needs to pay interest or the handling fee is high, so it is recommended to use debit card (savings card) for ATM withdrawal as much as possible; Credit cards are limited by the credit limit, which may lead to high expenses beyond the credit limit. It is recommended to use a savings card for large consumption; In addition to cash withdrawal, UnionPay cards can also be used in most shopping malls and shops in Thailand. Please enter the password when swiping the card, whether it is a debit card or a credit card; If the card has no password, please press confirm directly; Some stores or ATMs may not have posted the "UnionPay" logo yet. I suggest you take the initiative to ask the cashier in the store or the bank service staff. UnionPay Thailand's 24-hour service hotline: 00 1 8-001-2066-5999 Tips: China UnionPay cards can be cashed at ATMs in Thailand, and the handling fee of banks in Thailand is the same: 75 baht per 20,000 baht110,000 baht. Each card can withdraw up to 40,000 baht per day. Huaxia Bank's debit card withdraws Thai baht from banks in Thailand, and there is no handling fee for the first withdrawal every day.

Do you use a credit card or a savings card to travel to Thailand (both are UnionPay)?

You can use credit cards and savings cards to travel to Thailand, but it must be UnionPay cards. If you need to withdraw Thai baht from ATM, it is more appropriate to use China UnionPay savings card. If you are shopping, you can choose to use a credit card.

Matters needing attention in using UnionPay cards in Thailand:

1. Major shopping malls and shopping centers in Thailand, especially those in popular tourist cities such as Bangkok, can basically use the world's major credit cards. Credit card payment is only recommended under special circumstances. Generally, it is better to pay in cash for shopping, because some credit cards and businesses will charge a handling fee of 2.25%-5%.

2. Use a savings card to withdraw money from an ATM with UnionPay logo in Thailand, and the charge for each withdrawal is 50 baht. Take 100 baht at a time, and the handling fee is also 50 baht.

3. The daily cumulative withdrawal amount of UnionPay standard debit card shall not exceed RMB 654.38+RMB 00,000, and the credit card withdrawal limit shall be consulted with the issuing bank. If it exceeds the withdrawal limit, it is likely to be rejected because it exceeds the limit. (As some card issuers have different requirements on single withdrawal limit and cumulative daily withdrawals, please contact the card issuers for details. )

Payment method in Thailand:

1. Thailand's currency is Thai baht, which tourists can exchange at any foreign currency exchange point in Thailand.

Tourists can choose a variety of payment methods for shopping, including traveler's checks and credit cards. However, if shopping in the market, tourists are advised to pay in Thai baht in cash.

3. Banks or legal money exchange agencies provide real-time exchange rate exchange services, and you can exchange Thai baht or foreign currency upon presentation of a valid passport. Customers who hold bank cards such as Visa Credit Card and UnionPay Card can withdraw Thai baht cash directly from ATM, but they will be charged a service fee.