Banks have to pay an annual fee. If you have money in your bank card, it may be a liability after deducting the annual fee. If there is not enough money in the account to deduct the annual fee, the account will be closed automatically in the next two years.
Sleep account refers to an account that has not received or paid for activities for a long time. At present, banks generally classify accounts that have not received or paid for more than 1 year as sleep accounts. For this kind of account, if the bank considers it unnecessary to continue to exist after investigation, it will inform the account opening unit to come to the bank to cancel the account within 1 month. If the unit does not handle it in the future, it will be deemed as automatic cancellation.