Apply with student ID card.

Student Card is a card for students or the user is a student. According to different classification methods, there are currently the following types:

1. Student credit card

Some banks will launch credit cards for students, but since students do not have financial autonomy, the bank will give The lower limit is generally only 20,000 to 50,000 yuan.

Students with a fixed income can also prepare separate proof of income to apply for a higher credit limit from the bank. Students can first use their student cards to establish good credit with banks, and then they can increase their credit limit and become general card holders after they go out into society.

2. Student bus card

A bus card mainly for primary and secondary school students. It is a type of bus card. Taking into account the characteristics of students who go to and from school frequently, it is specially designed for students and is cheaper than ordinary bus passes. Generally, you need to hold a student ID card to apply, and an annual inspection is required at the end of each year, otherwise it will be reverted to an ordinary bus card.

3. Student mobile phone cards

Such as M-Zone, Youth Story, etc.

4. Campus Student Card

After digital construction, many schools now issue student cards. Money is stored in the student card and can be used to pay for most or all consumption on campus. . This kind of student card is equivalent to the bank card on campus, and in actual use, it is often directly linked to the student bank card. Since the campus student card is unique to each student, it can be used instead of the student ID card on campus or in some recognized public places.

It is not suitable to apply for a student bank card

In a legal sense, applying for a bank card for an individual student means signing a contract between the individual and the bank. The signing of the contract needs to comply with the principle of autonomy of will. To apply for a bank card personally, you can go to the bank in person with relevant information, or you can entrust someone else to apply for it. Individual application for a bank card must be completely voluntary. Therefore, the school's act of directly handling students' bank cards is suspected of violating civil laws.

If a bank directly applies for a bank card for a student without his permission, it is suspected of violating administrative regulations. The Bank Card Business Management Measures stipulate that the card-issuing bank shall provide bank card applicants with information on the use of bank cards, including regulations, instructions for use and charging standards.

The fact that college freshmen received bank cards without warning fully demonstrates that the bank does not strictly follow administrative regulations, and various internal supervision procedures and business regulations are in name only.

Reference for the above content? Baidu Encyclopedia - Student Card