1, age18; 2. Hold a valid ID card; 3. No bad credit record; 4. Have a fixed work certificate; 5 proof of income stamped with the financial seal of the unit; 6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ; 7. Social endowment insurance certificate; 8. Provide two contacts.

However, it should be noted that the first three conditions must be met, and providing 4-7 supporting materials as far as possible will improve the success rate and credit limit of card processing. It is best to apply for a credit card at the bank counter, and there will be a phone call after approval.

If you have a bad record, I suggest you try another bank after a while.