If you spend 500 yuan on a China Merchants Bank credit card and exceed the repayment date by ten days, interest will be charged. The specific interest amount will be determined according to the regulations of China Merchants Bank. Being overdue for more than ten days may result in a negative record and have a negative impact on one's credit.

Detailed instructions:

1. The interest deduction ten days after the repayment date depends on the policy of China Merchants Bank and the signed credit card contract.

2. Different credit card products and credit limits may have different interest rates and penalty amounts.

3. China Merchants Bank usually calculates interest and penalties based on the number of overdue days and overdraft amount.

4. Late payments often result in damage to your credit history, which may adversely affect future credit applications.

5. If the overdue period is longer, the amount of fine may be increased, and the specific amount will also be determined according to the regulations of China Merchants Bank.

Summary:

If you use a China Merchants Bank credit card to spend 500 yuan and fail to pay off the bill more than ten days after the repayment date, you will be charged corresponding interest, and may Have a negative impact on personal credit history. The specific interest amount and penalty amount are determined according to China Merchants Bank's policies and credit card contract.

Extended information: