Yes.

CMB credit cards can be used directly overseas without activating any functions. 1. For non-US dollar countries or regions, a 1.5% exchange fee will be charged for purchases through VISA, MASTERCARD, JCB or American Express routes (American Express Black Card and American Express Platinum Card are charged 2%); 2. Overseas UnionPay routes or consumption amounts If it is US dollars, no exchange fee will be incurred.

Warm reminder:

It is recommended to use a full-currency card with zero exchange fee for global currencies, which is more suitable for cross-border consumption.

(Response time: September 11, 2019. For the latest business changes, please refer to the official website of China Merchants Bank)