How to apply for a Ping An Bank credit card

Ping An Credit Card can be applied for through bank counters, offline salesperson appointments, and online platforms.

Today is a society where mobile devices are popular. When most people apply for a Ping An credit card, they will choose to apply online. If you choose to make an appointment with a salesperson to come to your home or apply for a card online, after selecting the card, you can submit the qualification information as prompted on the page. If everything is OK, you will receive the physical card in 3 to 7 days.

The tips for applying for Ping An Credit Card are as follows:

1) The higher the education level, the better. Try not to fill in junior high school or high school.

2) The longer the working time, the better, preferably more than two years. The shorter the time, the more unstable the job is.

3) It is best to write the address of your work unit as the mailing address of the card, so that the bank will feel that your job is relatively stable.

4) Being married with children will make the bank think that the applicant’s family environment is stable.

5) The materials provided must be sufficient. It is best to write down more income, but do not make lies. Be realistic. It is best to include your own bonus or year-end bonus and other additional income.

1. Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen (SZ000001). Its predecessor, Shenzhen Development Bank, was the first publicly listed national joint-stock bank in mainland China. Ping An of China and its holding subsidiaries are the controlling shareholders of the Bank. As of June 2021, the Group had 37,384 employees and provided customers with a variety of financial services through 101 branches and 1,110 business institutions.

2. Notes on card application: After you receive the credit card from the bank, you need to activate the card before you can use it. The steps to activate a credit card are as follows:

1) New customers who apply for a credit card online need to bring their ID card, credit card, and mobile phone number reserved by the bank to a Ping An Bank branch to verify their identity and activate it.

2) When you receive the issued credit card, please be sure to sign on the back of the card as soon as possible, and bring the card, ID card, and mobile phone number to the local outlet to activate the card, and call customer service in time to activate it. card and set a password.

3) Cardholders should store their credit cards, passwords and ID cards separately to prevent the credit card from being lost and used fraudulently by others.

How to apply for Ping An Credit Card?

The process of applying for a credit card at Ping An Bank is divided into online and offline. Taking the official website as an example online, the general process is:

1. Enter the official website of Ping An Bank’s credit card and find what you want. For the type of credit card you are applying for, click "Apply Now";

2. Fill in your name, ID number, work unit, city, mobile phone number and other personal information as required. It should be noted that different cards The information that needs to be filled in may be different. In short, fill in whatever is asked and click "Submit";

3. After submitting the information, Ping An Bank staff will make a return visit by phone after receiving the application. , after the information is confirmed, it usually takes about 3-7 days to receive the credit card you applied for.

How to apply for a Ping An Bank credit card?

Ping An Bank Credit Card Application Channel

1. You can apply through the official website. Open the official website of Ping An Bank. There is a credit card application below. Select the credit card you meet the conditions. Click "Apply Now" and fill in the relevant information to complete the application.

2. You can also apply through the counter. As long as you bring the above application materials, you can go to any counter of Ping An Bank.

3. "Apply for a card by card", as long as you have a credit card from another bank with no overdue record of more than 30 days in the past 6 months, and the average credit limit is not less than 5,000 yuan; you can apply for a card by card How to handle credit card processing.

Ping An Bank Credit Card Application Conditions

Natural persons who are over 18 years old, have full capacity for civil conduct, have a stable and legal source of income, and have a good personal credit record can apply for Ping An Bank credit card.

Materials required for Ping An Bank credit card application

When applying for a Ping An Bank credit card, you can provide proof of identity and proof of work/income, but if you want to apply for a higher credit limit, In some cases, you also need to provide other proof of financial resources such as a copy of your private car driving license, an original employment certificate issued by the company (with the company's official seal or personnel seal) or a professional qualification certificate, such as a copy of a lawyer's practice certificate, a registered audit Copy of teacher qualification certificate, etc.

If you have a local household registration, you need to provide a copy of your ID card, proof of income, phone bill of your fixed residence in the last month, water, electricity, gas (gas) bill, property management fee, and cable TV bill. , Internet broadband fee payment voucher, etc.;

If you are registered abroad, you need to prepare a copy of your ID card, income certificate, real estate certificate;

If you are a foreigner, you need to prepare Passport, residence permit valid for more than one year, provide a guarantor (residence registration within the jurisdiction of the card-issuing bank) or deposit (minimum deposit amount of 5,000 yuan);

If you are an individual, you need to provide your identity document, company A copy of the legal person's business license and the tax receipts paid by the company in the past three months, etc.

How to apply for Ping An Credit Card

Search for Ping An Credit Card application in the search engine, click on Ping An Bank, select your favorite credit card, and click Apply Now. Fill in the information on the credit card application interface, then read the "Ping An Bank Credit Card Application Agreement", fill in the credit card application materials and click Apply for a Credit Card.

Ping An Bank provides applicants with Ping An Taobao Credit Card, Ping An VISA Platinum Credit Card, Ping An Youni Credit Card, Ping An Car Owner Credit Card, Ping An Bank Standard Credit Card, Ping An Ctrip Business Travel Credit Card, etc. Applicants need to apply based on their own circumstances. Choice, the benefits of each credit card are different.

After the applicant completes the online application for Ping An Credit Card, he or she needs to go to a nearby Ping An Bank branch for an interview. After the applicant is successfully interviewed, he or she can use the Ping An Credit Card. Applicants need to submit ID cards, employment certificates and other materials to Ping An Bank.

Applicants can provide Ping An Bank with strong proof of financial resources, such as: stocks, funds, securities, cars, houses, etc. After the bank sees the applicant's financial proof, it will speed up the approval process and open a larger credit card limit to the applicant based on the applicant's financial situation.

When applying for a Ping An Bank credit card, applicants need to check their personal credit report first. If you have a bad credit record in your personal credit report, don’t apply for a Ping An Credit Card.

That’s it for the introduction of Ping An Credit Card.