Generally speaking, there is no risk

Now if you only know the card number and cardholder's name, you cannot complete any private operations on the credit card. That is, you cannot change your password, reset your password, view your password or cancel your account, etc. You cannot also transfer, withdraw, pay, withdraw cash, etc.

However, if you really feel uneasy, you can choose to bring your ID card and other valid personal information to the bank to report the loss and get a replacement. This is also the safest method.

The bank card number refers to the number code on the hard card issued by each bank. There are unified regulations on the business number segments between various commercial banks. The first 6 digits of the card number represent the card issuing bank identification code, also called the BIN number. Different BIN numbers represent different bank card organizations and card levels.

The People's Bank of China uniformly issues business number segments to various commercial banks, and each bank's number segment is different.

Once the bank card is designated, the customer's basic information, amount, and transaction status will be entered in a timely manner and will be transmitted to the central bank in a timely manner. Money laundering prevention, statistics, and other information will be summarized in the central bank's database to facilitate unified financial management. a medium.

Except for recording customer information and fund flow information, bank cards have no other use. Magnetic, easily demagnetized when used with mobile phones.