If credit card installment payment has certain restrictions on the installment amount, you can apply for installment only after reaching a certain amount, and the number of installments is also related to the amount. For a lower amount, you can't apply for more installments. Common installments are 3, 6, 12, 24, etc.

Credit card installment payment refers to the process that the bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum when the cardholder uses the credit card to make a large amount of consumption, and then the cardholder repays the money to the bank in installments. According to the cardholder's application, the bank deducts the consumption funds by stages through the cardholder's credit card account, and the cardholder repays according to the monthly amount.