some intermediaries and companies claim that customers can easily apply for a credit card within a few days only by providing a copy of their ID card and paying a certain handling fee and cost.
generally speaking, if a customer wants to apply for a credit card, he/she must hold his/her ID card and issue personal assets and credit certificates, and some of them need to submit other financial certificates such as real estate before they can apply to the bank. Moreover, banks at different levels have different approval authority for credit card overdraft.
bank credit card marketing will not be handled on behalf of others. These intermediaries and companies do not rule out the possibility of fraud. It may be to obtain relevant fees or materials, or even some lawless elements may engage in illegal fund-raising by taking advantage of consumers' eagerness to cash in their cards.
consumers should not easily provide identity information to strangers to avoid being cheated. If you want to apply for a credit card, you should go to the bank to apply for it through formal channels.