Automatic deduction: users can bind their bank cards to installment music APP and set up automatic deduction. The installment club will automatically deduct the corresponding amount from the user's bank card on each repayment date.

Manual repayment: users can view the repayment plan on the installment music APP and choose manual repayment. The installment music will jump to the bank card payment page, and the user can complete the repayment by entering the password.

Offline repayment: users can make off-line repayment in the cooperative bank or third-party payment platform of installment music, and users need

Installment music supports advance payment. Users can choose to prepay or partially prepay on the installment music APP. Interest will be calculated according to the number of days and amount actually used, and some relief will be given.