1, China Merchants Bank Youth Card. This card is very suitable for novice users, and the first withdrawal every month is free. The withdrawal amount reaches 100%, and the points in the birthday month are doubled. New users can also get corresponding gifts when they apply for this card, including Samsonite backpack, Pentium electric razor and China Merchants Bank credit card with 1000 points. In addition, China Merchants Bank Credit Card Center has many preferential activities, such as 50% discount on food and watching movies.
2. CITIC one platinum. The card became the first platinum card for young people, with fast approval speed and double points for online transactions. You can get 5 million aviation accident insurance, delay insurance and so on by purchasing air tickets. Users can submit credit card applications according to their own needs. Generally speaking, if the credit qualification is good, the success rate of applying for a credit card is still relatively high.
3. Pufa Youth Card. Pufa Youth Card is free of annual fee for life. You can open a red envelope, get points and double holidays for each consumption, and withdraw cash for the first time every month without handling fee. Therefore, there is basically no annual fee pressure after users apply for cards, and they can still get points for daily consumption, which is very suitable for novice users.
4. China Guangfa Bank DIY Credit Card. After applying for this card, users will get 3 times points when swiping the card, including catering, entertainment, shopping, tourism and so on. And the points are used for consumption or gift exchange free of charge, and every 10000 points arrive in 20 yuan. In addition, the credit card of Guangfa Bank is a popular activity. On Friday, Guangfa Day has been reopened. On Friday, you can eat, drink and have fun in ishare for free or at half price.
5. CITIC Bank Taobao co-branded credit card (V version). After handling this card, new customers can enjoy the 30 yuan Alipay red envelope, and at the same time, they can enjoy the maximum points of 10. This card can be said to be a necessary credit card in hands-chopping people. Online shopping is super cost-effective. Online shopping not only earns points, but also doubles points according to your Taobao level! In addition, you can also enjoy 9-point stock exchange and 9 yuan movie viewing.
These are credit cards suitable for beginners. Users can submit applications according to their actual needs and repayment ability. After all, there is excessive borrowing, otherwise it is prone to bad behaviors such as overdue repayment, which will affect personal credit qualification.