Current location - Trademark Inquiry Complete Network - Overdue credit card - Credit card dormancy
Credit card dormancy
What are the reasons why credit card users fall asleep?

If it is not used for more than one to two years, the bank card will automatically go to sleep; If you want to activate your bank card, you can activate it at the bank with your ID card. After long-term use, it is dormant and frozen.

The parties take their ID cards and credit cards to the bank to queue up for a call, then go to the bank to find the counter staff to get the application form, and then fill in the required contents in the customer column above; Go to the counter after calling the number, give the ID card, credit card and application form to the counter staff, and then follow the instructions of the bank staff to activate it;

Extended data

1. ICBC: If the average daily balance of the account in the current quarter is less than that in 300 yuan, the bank will automatically deduct the 3 yuan management fee and 10 yuan annual fee. If you owe money for one and a half years, the bank will automatically close the account.

2. Agricultural Bank of China: If the average daily balance of the account in the current quarter is less than that in 500 yuan, the bank will automatically deduct the quarterly 3 yuan management fee and annual fee 10 yuan. If you are in arrears for one and a half years, you will automatically become a "sleeper". Become a "sleep account", and if there is no transaction within five years, it will be cancelled.

3. Bank of China: Debit card charges an annual fee 10 yuan. Insufficient balance will cause arrears. If you want to cancel or reuse your account, you need to make up the arrears. Accounts with zero balance for one year and not used for three years will be cancelled by the bank.

4. CCB: If the average daily balance of the account in the current quarter is less than that in 300 yuan, the bank will automatically deduct the 3 yuan management fee and 10 yuan annual fee every quarter. Debit cards with zero account balance and no transaction for three consecutive years (including three years) will be automatically cancelled by the bank.

5. Bank of Communications: the debit card charges an annual fee of 10 yuan. If the annual fee is not deducted for two consecutive years, the bank will automatically refund the card for the customer, and during this period, the customer will need to make up the arrears when returning the card by himself.