Article 23 of the Credit Card Charter of Guangfa Bank: Credit cards are generally valid for five years, but card issuers have the right to set different validity periods for specific credit card products.
If you are a new customer who applies for a credit card through the network or telephone channel for the first time, in order to ensure the safety of using the card, please bring relevant materials to the bank outlet/intelligent banking terminal (VTM) for activation. ?
1, online reservation
2. Required materials: original ID card, credit card, mobile phone reserved by the bank, cardboard (materials with credit card attached).
3. Others: supplementary cards require the holders of the main card and supplementary card to go to the outlets with the above information.
Extended data:
Credit card articles of association of Guangfa Bank
Article 11 After receiving the credit card, the cardholder shall immediately sign the same signature as the application form in the signature column on the back of the credit card, and use the same signature when using the credit card for transactions, otherwise the cardholder shall be responsible for the losses arising therefrom. Cardholders can set transaction passwords such as telephone service password and ATM withdrawal password through channels designated by card issuers.
Article 23 Credit cards are generally valid for five years, but card issuers have the right to set different validity periods for specific credit card products. After the expiration of the validity period, it will automatically expire, but the outstanding creditor-debtor relationship generated by the cardholder's use of the credit card will not be terminated due to the invalidation of the card. ?
One month before the credit card expires, the card issuer shall notify the cardholder to change the card in writing or in other ways agreed by both parties. If the cardholder has no objection, the card issuer shall consider that the cardholder agrees to continue to use the card, and the card issuer has the right to decide whether to replace the cardholder with a new card. ?
If the card cannot be exchanged due to the termination of cooperation between the card issuer and the cooperative unit, credit card organization or company, the card issuer may issue other credit rating cards. If the cardholder does not renew the card or stops the card halfway, he still needs to pay off the debt owed by the card.
References:
China Guangfa Bank-Credit Card Activation
China Guangfa Bank-Credit Card Articles of Association of China Guangfa Bank