There are three cancellation methods for China Merchants Bank credit cards: 1. Call the credit card customer service number to cancel. China Merchants Bank credit card can be canceled by calling the credit card customer service hotline 400-820-5555, but when canceling, you will be asked to provide some supporting information such as ID number, office phone number when applying, company name when applying, home phone number, etc. You have previously Registered information. After the bank checks your information and confirms it, it will say to you, "You have successfully canceled the card. Please use scissors or other tools to destroy the card." At this time, if you do not follow his instructions to destroy the card, you will Naturally, you have the right to retain the card.
2. Go to the China Merchants Bank branch to cancel the card with your ID card, and go to the bank where the account is opened.
3. Wait for the credit card to automatically cancel. Cancel. If there is no money in the debit card, it will be automatically cleared by the system after 2 years.
4. There are other credit cards that have not been canceled in China Merchants Bank, and the registration will not affect the others. Use credit cards that have not been cancelled.
Notes:
1. Please pay attention to account cancellation when canceling the card, because some banks will charge the account if you fail to complete the account cancellation procedures in time. Management fee. In addition, if you apply for a credit card from this bank next time, you will not be able to enjoy the benefits of a new customer without canceling your account.
2. Banks usually do not process the account cancellation application immediately after receiving it. , a certain period of time is required. Within this period, the bank will check whether there is any outstanding balance on the credit card. If there is any outstanding balance, the bank will not accept the application for card cancellation and account cancellation, so this time is usually about 45 days. After canceling the account, it is best to call the bank customer service for confirmation every other month.
3. After canceling the credit card, remember to destroy the card. Generally, after canceling the card, you cannot use the card, cash withdrawal, or online banking, but please pay attention. There is a situation where it can be used. On an airplane or a cruise ship, because there is no credit card line, manual payment is used when making purchases, that is, the protruding part of the credit card number is pressed on the receipt as a proof of transaction.