If you have excess deposits in your credit card, this part will be used first to repay the transaction amount after swiping the card. If you need to withdraw the excess deposits, you can do so at the counter with a valid ID without any fees.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.