1.ATM for cash withdrawal. In China, using China Merchants Bank's credit card, you can withdraw RMB cash from China Merchants Bank's ATM or ATM of other banks with UnionPay logo. Overseas, you can withdraw local currency from ATM machines with VISA, MasterCard or JCB logo, and the card has the corresponding logo and transaction password.
2. Withdraw cash at the bank counter. In China, China Merchants Bank credit card can withdraw RMB cash at the counter of China Merchants Bank outlets with China Merchants Bank credit card and transaction password; Overseas, you can withdraw local currency at the bank counter marked with VISA, MasterCard or JCB with valid identity documents and credit cards with corresponding marks.
3. Customer service calls for cash withdrawal. As long as I have both China Merchants Bank Credit Card and a card in my name, I can call the 24-hour customer service hotline of China Merchants Bank Credit Card at 400-820-5555. According to the voice prompt, the required funds will be immediately transferred from the credit card account to a card account in my name.
4. Withdraw cash through online banking. As long as I have both China Merchants Bank Credit Card and One Card in my name, log in to China Merchants Bank Credit Card Online Banking, select "installment financing" → "cash advance" and select the corresponding card operation, the required funds will be immediately transferred from the credit card account to the one card account in my name.
China Merchants Bank credit card domestic RMB withdrawal fee is 1% of each withdrawal amount, and the minimum fee is 10 RMB per transaction; The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, with a minimum charge of US$ 3 or 30 yuan RMB (except for cards with special provisions).