Interest will be charged after cash withdrawal until it is paid off. If there are funds to repay after cash withdrawal, you can repay as soon as possible.

Credit card cash advance will be charged with handling fee and interest (including ATM, counter, online banking and telephone cash advance of the Bank or other banks): handling fee: RMB in China is calculated at 1% for each transaction, with a minimum charge of RMB 1/transaction, and overseas (including Hong Kong, Macao and Taiwan) is calculated at 3% for each transaction, with a minimum charge of RMB 3/transaction or $3/transaction (.

interest: cash borrowed in advance does not enjoy interest-free repayment. From the trading day, interest will be charged at the daily interest rate of .5 ‰ until the settlement date, and compound interest will be calculated on a monthly basis, that is, the interest generated last month will be calculated again.

For example, if the billing date is 12th, 2, yuan will be withdrawn on February 1st, and the interest will be charged to 1 yuan every day. As of February 12th, the interest will be calculated at ￥212. from February 13th (the day after the billing date). Extended information

Credit card overdraft cash repayment methods of China Merchants Bank

1. Withdrawing cash through ATM

2. Withdrawing cash through the counter

These two methods are cash overdraft methods. In addition, cardholders can also withdraw their overpayments.

there is a handling fee for taking out the overpayment. Generally, the handling fee for taking back a personal card is .5% of the amount, with a minimum of RMB5 per transaction and a maximum of RMB5 yuan per transaction.

China merchants bank official website-introduction of cash advance by credit card.