Is the trade union card of Mongolian Commercial Bank a credit card?

no. Credit card is a kind of overdraft consumption tool, and the cardholder can overdraw within the credit card limit and repay within the specified time. The main function of the trade union card of Mongolian Commercial Bank is to provide employee welfare services, such as trade union membership services, employee consumption services, employee security services, etc., rather than providing overdraft consumption functions. Therefore, the trade union card of Mongolian Commercial Bank is not a credit card.

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