Some people will be rejected by the bank when applying for a credit card. In this case, no matter how many times the applicant applies again, it will be in vain. At this time, it is very important to find out the reason for the second refusal of the credit card. So, what is the main reason for the rejection of credit cards? What are the main reasons for the rejection of credit cards? 1' s personal credit information is tainted: there are several reasons why personal credit information is rejected, including frequent application for credit cards or too many loans, too long time for credit cards or loans overdue, which does not meet the most basic requirements for credit card application. Generally speaking, personal credit reports reflect high debts and a large number of applications for credit cards and loans. 2 Failure to meet the requirements or incorrect application information: To apply for a credit card, you must be at least 18 years old, have a stable income source and have a good credit record, which are the three most basic conditions. In addition, if the information you provide is wrong, it is likely to lead to the second refusal when applying for a credit card. 3 The comprehensive score is insufficient, and the applicant is on the bank blacklist: the applicant is on the bank blacklist, and in this case, the applicant's card application will also be rejected. Or because the comprehensive score is insufficient, because the bank failed to pass the examination of the applicant's marital status, education, housing, income level and property status. Generally speaking, the reason why credit cards are rejected is the existence of abnormal credit information, which is caused by many situations. For example, credit card or loans overdue, there are too many inquiries in the credit report, and there are other negative records in the credit report. At the same time, water and electricity arrears, administrative penalties and criminal records will also affect personal credit information, so we need to pay more attention.