According to the relevant regulations, during the epidemic prevention and control period, those who are hospitalized or quarantined due to new pneumonia infection, those who need to be quarantined due to epidemic prevention and control, those who participate in epidemic prevention and control, and those who temporarily lose their income sources due to the epidemic can apply for credit card deferred repayment. During the epidemic prevention and control period, if you apply for a credit card to delay repayment, you can call the bank's service hotline in advance, and the customer service staff will register the information and hand it over to the background department for follow-up processing.

Legal basis:

Article 180 of the Civil Law of People's Republic of China (PRC) shall not bear civil liability if it fails to perform its civil obligations due to force majeure. Where there are other provisions in the law, those provisions shall prevail. Force majeure is an unforeseeable, unavoidable and insurmountable objective situation.