Take the Air China PhoenixMiles Platinum Card as an example. Applicant requirements: 1. Over 18 years old, with full capacity for civil conduct; 2. Have a legal and stable source of income; 3. Good credit, no credit check Overdue records.

Air ChinaMiles Platinum Card benefits:

1. Earn mileage for daily consumption at a rate of 12:1. Credit card points earned from monthly consumption will be automatically converted into Phoenix Miles on the monthly statement date. The redemption ratio is 1 km of Phoenix Miles for every 12 points. The minimum redemption standard is 12 points. Any points less than 12 points will be automatically accumulated to the next period. bill.

2. Earn 2 times the mileage for overseas consumption. When you use the card to make purchases in countries and regions outside mainland China, you will receive double credit card points and double mileage accumulation.

3. 1,000 miles will be given for every 10,000 yuan in annual consumption. Platinum card members will receive 1,000 PhoenixMiles miles for every RMB 10,000 spent at domestic air tickets + hotel merchants and overseas merchants in the year. The more you spend, the more you get! Each card can earn up to 10,000 miles back per year.

4. No currency exchange fees. No matter when, where and in which currency, Platinum Card members use the card to make overseas purchases or withdraw cash, they are exempt from currency exchange fees for cross-border transactions, with a discount of up to 1.5% of the transaction amount. At the same time, they can activate the global single RMB settlement function, free of charge. Cumbersome procedures for purchasing foreign exchange.