How can I pay back the credit card with WeChat Lingqiantong without any handling fee? Learn some free repayment techniques!

There are many payment methods for repaying credit cards on WeChat. Common ones include change payment, bank card payment, etc. If you upgrade your change to Lingqiantong, you can also use Lingqiantong to pay back your credit card. So, does Lingqiantong charge a fee for paying off a credit card? Is there any way to avoid handling fees? Let’s find out together below.

Is there any handling fee for repaying a credit card via WeChat Lingqiantong?

Lingqiantong supports credit card repayment, but Lingqiantong is one of the financial products on WeChat, so using it to repay a credit card will result in a certain handling fee according to WeChat's credit card repayment rules.

As far as I know, WeChat Lingqiantong Credit Card has a free limit of 5,000 yuan. If your cumulative repayment exceeds 5,000 yuan per calendar month, the excess will be charged according to the standard. If If the monthly repayment amount is less than 5,000 yuan, then there is no need to charge handling fees.

How can I pay back the credit card with WeChat Lingqiantong without any handling fee?

Friends who want to pay back their credit cards for free through WeChat Lingqiantong will be disappointed. No matter how you repay, you will have to pay the fee. I can only introduce you to several other ways to pay back your credit cards for free: < /p>

1. Platinum and gold members of Wealth Management, as well as users of the "Aidin Investment Plan" with fixed transfers of more than 500 yuan, can continue to enjoy free handling fees;

2. Mobile Alipay APP You can repay credit cards for free, but there is a handling fee for computer repayment;

3. JD Finance APP can also repay credit cards for free;

4. UnionPay QuickPass APP, credit cards can be used across banks Transfers are free;

5. The mobile banking of various banks can also repay credit cards for free.

The above is the relevant introduction to "How to repay credit cards with WeChat Lingqiantong without handling fees? Learn about several free repayment techniques!" As one of WeChat's financial products, the WeChat Credit Card repayment fee will also be charged according to the standard starting from August 1, and repayment is not free yet, but you can choose other channels to repay the credit card for free.

How to repay a credit card for free on WeChat?

Log in to the WeChat client.

Click "Me" → Wallet → Credit Card Repayment;

Select the credit card to be repaid or add a credit card → enter the repayment amount → click Repay Now to complete the repayment.

Since the launch of the WeChat credit card repayment function, various functions have been continuously improved, and it has supported 22 banks including Bank of China, Bank of Communications, China Merchants Bank, Industrial and Commercial Bank of China, China Minsheng Bank, Shanghai Pudong Development Bank, CITIC Bank, and Huaxia Bank. Check bank credit card bill amount online.

Provide credit card users with more convenient repayment services; WeChat credit card repayment innovatively launches special features such as scheduled repayment and crowdfunding repayment.

Among them, through scheduled repayment, users can deposit the repayment funds into Tencent Wealth Management for appreciation before the repayment date.

It will be automatically repaid to the credit card account before maturity; at the same time, through crowdfunding repayment, users can invite friends to repay the money for themselves; at the same time, they can also invite friends to repay the money for themselves.

How much is the credit card processing fee for WeChat Financial Management? Tips for free repayment through WeChat Pay

The number of card-bound users of WeChat Pay has exceeded 800 million. Such a large user group makes WeChat the only third-party payment platform that can compete with Alipay. However, WeChat has been making frequent moves recently, ranging from cash withdrawal fees to credit repayment fees. It has also recently announced that Wealth Management will charge fees for credit card repayments, which has caught many users off guard. Let me introduce to you how much is the credit card processing fee for WeChat Financial Management? By the way, here are some tips for paying back your credit card for free through Wealth Management.

1. WeChat Financial Management Service Fees for Repaying Credit Cards

Since December 2017, WeChat has introduced charging standards for users to repay credit cards. Many people have begun to use WeChat for small-amount financial management to avoid Handling fee. , as long as you repay your credit card through WeChat Financial Management, the handling fee will be waived, and repayment up to 1 million yuan is free.

However, WeChat Financial Management officially announced that starting from August 1, 2018, for credit card repayments through Financial Management, each repayment will be charged based on the repayment amount. Moreover, the handling fee is paid together with the repayment amount when the user performs the repayment operation.

The formula for calculating the handling fee of credit card repayment through WeChat Financial Management: handling fee = repayment amount (the amount of handling fee is calculated to 2 decimal places, the lowest is RMB).

2. How to repay credit cards on WeChat WeChat without any fees

According to the user’s asset accumulation on the platform, WeChat WeChat divides users into four members: platinum, gold, silver and ordinary members Level, the higher the level, the more users can enjoy the richer member-exclusive services.

As for the repayment of credit card handling fees through WeChat WeChat Wealth Management, Platinum and Gold members of WeChat Wealth Management can enjoy a comprehensive policy for repaying credit card handling fees.

In addition, if you join the WeChat WeChat Wealth Management "Aiding Investment Plan" and transfer a fixed amount of 500 yuan or more to WeChat Wealth Management every month, you can continue to enjoy free repayment services.

How much is the credit card processing fee for WeChat Financial Management? Through the above introduction, users should all know that if they want to continue to enjoy free repayment, then quickly become a platinum or gold member of Caitongtong or join the "Aidingtou Plan"!

That’s it for the introduction of WeChat Financial Management Credit Card Repayment.